This is the one budgeting video you need this year!

Budgeting – it’s a concept that can be confusing, complicated and boring. But the truth is that budgeting is relatively simple and totally game-changing for your finances. So find out what it really means, once and for all, and watch it transform your money habits…

Need a head-start? Check out my most recent video for Young Scot where I go to the zoo, hang out with some lions, do a few sit-ups and get my fabulous whiteboard out to explain how budgeting works…once you master it, you’ll never get owned by debt or overspend again. It’s fun, funny and less than 5 minutes long – so enjoy!

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