Iona Bain is an award-winning writer, author, speaker and broadcaster who specialises in personal finance. She came to prominence as the founder of Young Money Blog, the first blog in the UK devoted to young people’s finances.
Young Money was founded in 2011 and went onto become one of the most pioneering and influential personal finance blogs in the UK. Iona retired from active blogging in 2021 to concentrate on other exciting projects but you can find out more about what Young Money has achieved below, and the wealth of knowledge Iona built up around young people’s finances over 10 years.
Online shopping - it's a blessing and a curse RN. We have to do it, but how can we keep it under control? I was back on Radio 1 Life…
Taken advantage of a free trial just before Christmas? You could get a nasty surprise when you next check your banking app... It has long been a bugbear of the Young…
As restaurants close & local shops get taxed out of business, we need a shot in the arm for young enterprise to stop Amazon & Netflix destroying our towns Iona…
IONA BAIN Ethical shopping is growing at more than three times the rate of general retail spending, and local shopping is fighting back against online. So says the annual report…
Iona Bain We're not necessarily the righteous or censorious kind here on the Young Money Blog. But as we approach Halloween, we thought "hey, why don't we jump on the ridiculous…
FIRST PUBLISHED: 2014 FULLY UPDATED: 2017 Iona Bain Picture the scene: it’s Friday night and your friends want to go out to a bar or a fancy new restaurant. But…
Iona Bain Not that long ago, I contributed to a TV documentary about money issues for young people. When asked to talk about budgeting, I suggested that children should speak to…
Iona Bain Over the weekend, all I wanted to do was indulge in a bit of me-time. Last week, I was filming a mini money-saving series for STV up in Stirling…
Iona Bain It is estimated that four out of five people in the UK now own a smartphone. But of course, we could have guessed that, couldn't we? You can't go…
FULLY UPDATED: 2017 Iona Bain A lacklustre smartphone market?! A booming trade in second-hand phones?! A move towards sim only deals? These are words I never thought I'd write on…
Iona Bain Relentless pressure on the pound is pushing up shopping bills for families, with inflation climbing to 1.8 per cent. Food prices are being hiked for the first time…
Iona Bain Another month, another timely reminder of the moral facets of our finances that we can all so easily forget - but are nonetheless there if we choose to examine…
Iona Bain Plunged into a pit of doom and despair, just because it happens to be just another Monday in January? Don't be. I know it's grey, wet and what we Scots like…
Iona Bain X-MAXED: (adjective) The unwelcome state where your credit card is maxed out after buying Christmas presents for everyone on Black Friday. Typical use: "OMG, I've got totes X-maxed…
Iona Bain If you took advantage of a promotional offer over Christmas and new year, you could get a nasty surprise when you next check your bank statement. Angry consumers…
Iona Bain An article in the Times today caught my eye - but then how could it fail to? It was entitled "Help, I can't stop shopping! How impulse shopping…
Iona Bain Thousands of PPI complaints on old store cards may have been rejected too hastily. But shoppers can get the compensation they deserve thanks to a secret hack. Shoppers…
Iona Bain This Christmas, more than a quarter of Scots will spread some festive joy by giving to charity. But how do they know if their donations will make a…
Iona Bain Shoppers hoping to grab a bargain in this months’s Black Friday sales need to be on their mettle for distorted discounts and the growing dominance of shopping giant…
BOOK REVIEW by MATT BAIN HIGH STREET HEROES – THE STORY OF BRITISH RETAIL IN 50 PEOPLE By John Timpson Published by Icon Books £12.99 John Timpson, chairman of the…
Iona Bain Money talks, but all it ever says is goodbye. So goes the American proverb, which sums up many people’s relationship with their finances. Most of us are great…
Laura Evans There I was, raising a bread stick to my mouth, when my friend mentioned to me that her credit card is on 37% APR. “It’s on what rate?!”…
Iona Bain Strapped for cash but determined to grab that must-have item? The first instinct is to whip out the credit card but many retailers would like you to consider…
Disclaimer: This is what we like to (politely) call a "heritage" blog. That means we haven't updated the information here since publication (although we have tidied up the format). A…
Disclaimer: This is what we like to (politely) call a "heritage" blog. That means we haven't updated the information here since publication (although we have tidied up the format). A…
Disclaimer: This is what we like to (politely) call a "heritage" blog. That means we haven't updated the information here since publication (although we have tidied up the format). A…
Iona Bain If you're in need of simple hair accessories (kirby grips, hairbands etc), it is tempting to pile these into your basket the next time you're in a major…
Disclaimer: This is what we like to (politely) call a “heritage” blog. That means we haven’t updated the information here since publication (although we have tidied up the format). A…
Disclaimer: This is what we like to (politely) call a “heritage” blog. That means we haven’t updated the information here since publication (although we have tidied up the format). A…
Disclaimer: This is what we like to (politely) call a "heritage" blog. That means we haven't updated the information here since publication (although we have tidied up the format). A…
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