The millennial bunnies from Philip Hammond’s hat in #Budget2018

Credit unions will get a Budget shot in the arm with the launch of a Premium Bond-style lottery prize to tempt young workers into these alternatives to mainstream finance. The…

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The 20 Something Financial Starter Kit!

"A goal without a plan is just a wish." So said Antoine Saint-Exupery in a simple yet profound statement of truth. I'm often asked by 20 somethings (and their parents/grandparents,…

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Intergen Finance: the Resolution Report fully unpacked

It’s official. We are not Generation Avocado. The long-awaited report from the Intergenerational Commission has concluded, after two years and over 200 pages, that millennials are burning 15% less cash…

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Throwing £10k at us won’t solve our problems – Young Money Comment

The Resolution Foundation, headed by Lord Willetts, has suggested a £10,000 windfall for every young person reaching 25  in the UK, funded by a levy for older citizens. The detailed…

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Gimme Shelter – getting on the housing ladder

Housing unpacked According to the bods at the Institute for Fiscal Studies, the biggest decline in home ownership has been among middle earning young Brits. We're talking those aged 25…

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We need to get real about auto enrolment

Iona Bain It has been lauded as a success story for the pensions industry and a quietly radical way to get more people saving for their future. But is auto…

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The surprising – and worrying – truth about financial education

Iona Bain Happy New Year, Young Money fans! I hope you had a restorative festive period. ICYMI, I was very fortunate to present my first radio programme just before Christmas.…

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Should YOU join the Bit-teratti? The ins ‘n’ outs of Bitcoin

Iona Bain Bitcoin. To quote Ron Burgundy from Anchorman..."well, that escalated quickly." The crypto currency was created just eight years ago by an anonymous inventor, but its value has gone up 1,000…

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Millennial-friendly Budget is long overdue

Iona Bain This week, Phillip Hammond has a golden opportunity to make public finances fairer for the younger generations and to take bold, progressive steps to sort out their financial…

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What today’s 18 year olds need to know about tomoz

Iona Bain Abraham Lincoln once said: “The best way to predict your future is to create it.” So while today’s freshers may be (understandably) focused on the next few months…

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Pensions, as we know them, are ending. Here’s why

Iona Bain What puts our generation off saving for the future? One (very over-used) word: uncertainty. None of us knows what the future holds. But so-called "millennials" have a particularly sketchy…

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Our guide to the best magic money trees for first-time buyers

UPDATED: 2018 There ain't no magic money tree, say the Conservatives. But that hasn't stopped them splashing the cash on first-time buyers initiatives in recent times. Bountiful schemes like the Help to…

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Man United fans face double letdown over savings gamble

You’d think football clubs were generating enough revenue from lucrative TV rights, hospitality and ticket prices. But they’ve also preying on fans’ loyalty through financial tie-ins, offering us the chance to be entered into prize…

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Challenger banks need to get back to basics

Last week saw a whirlwind of publicity stunts and eye-catching announcements from challenger banks. But the Young Money Blog worries that some of the new players may be copying the poor customer service and annoying gimmicks that people hate so…

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