The millennial bunnies from Philip Hammond’s hat in #Budget2018
Credit unions will get a Budget shot in the arm with the launch of a Premium Bond-style lottery prize to tempt young workers into these alternatives to mainstream finance. The…
The Great Pensions Black Hole – & why YOUR cash may end up there
So how do you lose £2000 without knowing it? 🤯 That’s the average value of ‘lost’ Child Trust Funds worth a total £1.5bn, which parents don’t know they have, or have…
Meet the young voices shaking up OUR financial futures
Iona Bain What if I told you that crazy-important decisions are being taken about your future finances by people who are...well, nothing like you? Diversity is becoming such an…
LISA’s here to stay! We must give young savers choice – & respect
Iona Bain Summer is usually called "silly season" in journalism. But it looks as if the same phenomenon might be affecting the Treasury Select Committee as well. Its latest report, Household…
Our post-school education system is broke, says House of Lords
Iona Bain The post-school education system is broke and needs urgent fixing, a scathing House of Lords report has found. It says the move to tuition fees funded largely by…
The end for Bank of Mum of Dad or a cynical ploy to generate headlines?
Iona Bain Young people's financial morale, right now, is fragile. And understandably so. Some of the factors contributing to this are undeniably real. "Millennials" are, in many respects, worse off…
Intergen Finance: the Resolution Report fully unpacked
It’s official. We are not Generation Avocado. The long-awaited report from the Intergenerational Commission has concluded, after two years and over 200 pages, that millennials are burning 15% less cash…
Throwing £10k at us won’t solve our problems – Young Money Comment
The Resolution Foundation, headed by Lord Willetts, has suggested a £10,000 windfall for every young person reaching 25 in the UK, funded by a levy for older citizens. The detailed…
Travel starts at home: why gen Y needs to rediscover the joys of staycations
Enough of the ridic travel blogging and Hobbit Houses - we need to rediscover the joys of a good old British staycation, says Iona Bain for Indie Voices Iona Bain…
Social Media Addiction Internet Addiction Facebook
I DID #deletefacebook (and took a Twitterbattical). Here’s why
Iona Bain This week, Facebook got its own “Times Up” moment. Amid accusations that the social media giant had allowed the data of 150 million users to be surreptitiously exploited…
24.03.2015., Zagreb,Croatia - Yuval Noah Harari, Israeli historian and the author of the international bestseller Sapiens: A Brief History of Humankind. He lectures at the Department of History of the Hebrew University of Jerusalem.Photo: Sanjin Strukic/PIXSELL [ Rechtehinweis: picture alliance ]
Harari: Facebook is “new government” of western world
Tech giants like Facebook are becoming the new global centres of power with the current political elite barely aware of the dangers posed by private data ownership, according to one…
What’s next for today’s young? Yuval Harari has some ideas
He is not just one of the most widely-read authors of our time - Yuval Harari is a modern intellectual powerhouse, turning generation Y onto the intricacies of our past…
Banning the “m” word – why millennial has had its day
We're a diverse, complex bunch of people - so why oh why are we lumbered with the reductive "millennial" moniker? In this blog, Iona explores the flawed origins of the term, why…
We need to get real about auto enrolment
Iona Bain It has been lauded as a success story for the pensions industry and a quietly radical way to get more people saving for their future. But is auto…
Iona on BBC Radio 4 Moneybox Live – The Budget
Iona was a special guest on Moneybox Live, the BBC Radio 4 Budget analysis show this afternoon. Presenter Paul Lewis said Iona had written earlier this week that chancellor Philip…
Millennial-friendly Budget is long overdue
Iona Bain This week, Phillip Hammond has a golden opportunity to make public finances fairer for the younger generations and to take bold, progressive steps to sort out their financial…
Can you save for a home today? Iona on BBC Radio London
Iona was on Vanessa Feltz’s breakfast show on BBC Radio London this morning discussing young people’s chances of getting on the housing ladder. An estate agent’s survey has claimed that…
Tax cheats face final showdown
By Simon Bain Four out of five wealthy people using tax avoidance schemes like the illegal Rangers football trust are refusing to admit defeat and pay what they owe, I…
A guide to getting your dogsbody rebate worth ££££s
Iona Bain So I've talked about why the current unpaid internships debate is wrong-headed. But did you know that you might be able to claim back money from past internships? Welcome…
The new unpaid interns debate is a nonsense. Here’s why
Iona Bain We all know and understand the basic tenets of employment. You do a job and you get paid for it. You offer up your time, effort and abilities…
Iona reviews the papers with Vanessa
Review your mortgage, Iona advised on BBC Radio London this morning as Vanessa Feltz’s guest discussing the morning papers. If rates do go up next week, it will only be…
What today’s 18 year olds need to know about tomoz
Iona Bain Abraham Lincoln once said: “The best way to predict your future is to create it.” So while today’s freshers may be (understandably) focused on the next few months…
What is young today? The REAL guide to “millennials”
Iona Bain As you may or not be aware, the Young Money Blog is a respectable but rosy-cheeked 6 and a half years old. That half year is very important,…
Pensions, as we know them, are ending. Here’s why
Iona Bain What puts our generation off saving for the future? One (very over-used) word: uncertainty. None of us knows what the future holds. But so-called "millennials" have a particularly sketchy…
End the phoney generation war! Let’s help each other instead
FIRST PUBLISHED: 2014 FULLY UPDATED: 2017 Don’t let the hoary old debate about inter-generational fairness get you down – or lead you down a blind alley. Here’s why we need…
The Graduate: why it still speaks to overwhelmed gen Y
It’s a fifty year old film that’s parodied endlessly. Yet the re-release of The Graduate this year has never been more timely, as a whole generation grapples with post-university malaise…
The Young Anonymous Brexiteer – hear them out
Here on the Young Money Blog, we're NOT an echo chamber. We don't necessarily want to perpetuate the views we think will gain popularity. We believe in the importance of disseminating…
The Lifetime Isa – what’s the verdict?
The Lifetime Isa is one of the biggest financial developments in...well, our lifetime. No exaggeration - what other product is being held up as a way to get on the…
Make the election fair for the young!
The general election is less than 7 weeks away and we have an unexpected but brilliant chance to discuss what would make Britain a more egalitarian, open and prosperous place for its young folk.…
Women need to take back control of the financial agenda
Iona Bain A few weeks ago, I attended an investment dinner hosted by a high-profile fund house, which shall remain nameless. A sad, but not uncommon sight greeted me -…
