Iona Bain is an award-winning writer, author, speaker and broadcaster who specialises in personal finance. She came to prominence as the founder of Young Money Blog, the first blog in the UK devoted to young people’s finances.
Young Money was founded in 2011 and went onto become one of the most pioneering and influential personal finance blogs in the UK. Iona retired from active blogging in 2021 to concentrate on other exciting projects but you can find out more about what Young Money has achieved below, and the wealth of knowledge Iona built up around young people’s finances over 10 years.
Credit unions will get a Budget shot in the arm with the launch of a Premium Bond-style lottery prize to tempt young workers into these alternatives to mainstream finance. The…
So how do you lose £2000 without knowing it? 🤯 That’s the average value of ‘lost’ Child Trust Funds worth a total £1.5bn, which parents don’t know they have, or have…
Iona Bain What if I told you that crazy-important decisions are being taken about your future finances by people who are...well, nothing like you? Diversity is becoming such an…
Iona Bain Summer is usually called "silly season" in journalism. But it looks as if the same phenomenon might be affecting the Treasury Select Committee as well. Its latest report, Household…
Iona Bain The post-school education system is broke and needs urgent fixing, a scathing House of Lords report has found. It says the move to tuition fees funded largely by…
Iona Bain Young people's financial morale, right now, is fragile. And understandably so. Some of the factors contributing to this are undeniably real. "Millennials" are, in many respects, worse off…
It’s official. We are not Generation Avocado. The long-awaited report from the Intergenerational Commission has concluded, after two years and over 200 pages, that millennials are burning 15% less cash…
The Resolution Foundation, headed by Lord Willetts, has suggested a £10,000 windfall for every young person reaching 25 in the UK, funded by a levy for older citizens. The detailed…
Enough of the ridic travel blogging and Hobbit Houses - we need to rediscover the joys of a good old British staycation, says Iona Bain for Indie Voices Iona Bain…
Iona Bain This week, Facebook got its own “Times Up” moment. Amid accusations that the social media giant had allowed the data of 150 million users to be surreptitiously exploited…
Tech giants like Facebook are becoming the new global centres of power with the current political elite barely aware of the dangers posed by private data ownership, according to one…
He is not just one of the most widely-read authors of our time - Yuval Harari is a modern intellectual powerhouse, turning generation Y onto the intricacies of our past…
We're a diverse, complex bunch of people - so why oh why are we lumbered with the reductive "millennial" moniker? In this blog, Iona explores the flawed origins of the term, why…
Iona Bain It has been lauded as a success story for the pensions industry and a quietly radical way to get more people saving for their future. But is auto…
Iona was a special guest on Moneybox Live, the BBC Radio 4 Budget analysis show this afternoon. Presenter Paul Lewis said Iona had written earlier this week that chancellor Philip…
Iona Bain This week, Phillip Hammond has a golden opportunity to make public finances fairer for the younger generations and to take bold, progressive steps to sort out their financial…
Iona was on Vanessa Feltz’s breakfast show on BBC Radio London this morning discussing young people’s chances of getting on the housing ladder. An estate agent’s survey has claimed that…
By Simon Bain Four out of five wealthy people using tax avoidance schemes like the illegal Rangers football trust are refusing to admit defeat and pay what they owe, I…
Iona Bain So I've talked about why the current unpaid internships debate is wrong-headed. But did you know that you might be able to claim back money from past internships? Welcome…
Iona Bain We all know and understand the basic tenets of employment. You do a job and you get paid for it. You offer up your time, effort and abilities…
Review your mortgage, Iona advised on BBC Radio London this morning as Vanessa Feltz’s guest discussing the morning papers. If rates do go up next week, it will only be…
Iona Bain Abraham Lincoln once said: “The best way to predict your future is to create it.” So while today’s freshers may be (understandably) focused on the next few months…
Iona Bain As you may or not be aware, the Young Money Blog is a respectable but rosy-cheeked 6 and a half years old. That half year is very important,…
Iona Bain What puts our generation off saving for the future? One (very over-used) word: uncertainty. None of us knows what the future holds. But so-called "millennials" have a particularly sketchy…
FIRST PUBLISHED: 2014 FULLY UPDATED: 2017 Don’t let the hoary old debate about inter-generational fairness get you down – or lead you down a blind alley. Here’s why we need…
It’s a fifty year old film that’s parodied endlessly. Yet the re-release of The Graduate this year has never been more timely, as a whole generation grapples with post-university malaise…
Here on the Young Money Blog, we're NOT an echo chamber. We don't necessarily want to perpetuate the views we think will gain popularity. We believe in the importance of disseminating…
The Lifetime Isa is one of the biggest financial developments in...well, our lifetime. No exaggeration - what other product is being held up as a way to get on the…
The general election is less than 7 weeks away and we have an unexpected but brilliant chance to discuss what would make Britain a more egalitarian, open and prosperous place for its young folk.…
Iona Bain A few weeks ago, I attended an investment dinner hosted by a high-profile fund house, which shall remain nameless. A sad, but not uncommon sight greeted me -…
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