Iona Bain is an award-winning writer, author, speaker and broadcaster who specialises in personal finance. She came to prominence as the founder of Young Money Blog, the first blog in the UK devoted to young people’s finances.
Young Money was founded in 2011 and went onto become one of the most pioneering and influential personal finance blogs in the UK. Iona retired from active blogging in 2021 to concentrate on other exciting projects but you can find out more about what Young Money has achieved below, and the wealth of knowledge Iona built up around young people’s finances over 10 years.
Iona Bain The post-school education system is broke and needs urgent fixing, a scathing House of Lords report has found. It says the move to tuition fees funded largely by…
It’s official. We are not Generation Avocado. The long-awaited report from the Intergenerational Commission has concluded, after two years and over 200 pages, that millennials are burning 15% less cash…
The Resolution Foundation, headed by Lord Willetts, has suggested a £10,000 windfall for every young person reaching 25 in the UK, funded by a levy for older citizens. The detailed…
Young workers are at risk of jeopardising their financial futures due to uninspired and out-of-touch messages from the pensions industry, according to new research published today. We urgently need a re-think,…
Housing unpacked According to the bods at the Institute for Fiscal Studies, the biggest decline in home ownership has been among middle earning young Brits. We're talking those aged 25…
Iona Bain It has been lauded as a success story for the pensions industry and a quietly radical way to get more people saving for their future. But is auto…
Iona was a special guest on Moneybox Live, the BBC Radio 4 Budget analysis show this afternoon. Presenter Paul Lewis said Iona had written earlier this week that chancellor Philip…
Iona Bain This week, Phillip Hammond has a golden opportunity to make public finances fairer for the younger generations and to take bold, progressive steps to sort out their financial…
Iona Bain So I've talked about why the current unpaid internships debate is wrong-headed. But did you know that you might be able to claim back money from past internships? Welcome…
Iona Bain Abraham Lincoln once said: “The best way to predict your future is to create it.” So while today’s freshers may be (understandably) focused on the next few months…
Iona was a guest speaker today at the Pensions and Lifetime Savings Association’s annual conference in Manchester. In a special session on what the new Lifetime Isa means for workplace…
Iona was on Radio 5 Live this morning as the expert on young people’s money in special features on debt. Financial Conduct Authority chief Andrew Bailey has warned of a…
Young Money Matters A new regular bulletin from Young Money Blog 4 October 2017 The Government and Opposition are suddenly scrapping for the young vote (they…
Iona Bain So you're interested in investing your hard-earned cash - and who can blame you? We have explored on the blog many a time how savings will do diddly…
Today is the second part of our guide on how to woo those employers in a savvy (and totally clean) way. Today, we’re talking about networking, making the first approach…
You don’t need come hither eyes - although you’ll definitely need to embark on some extra-curricular activities (and not the ones you think). Graduates are having a tough time of…
It’s a fifty year old film that’s parodied endlessly. Yet the re-release of The Graduate this year has never been more timely, as a whole generation grapples with post-university malaise…
People are going mad for the Body Coach Joe Wicks, so I decided to get in on the act - except my plan will beef up your savings, not your guns. Why does that matter? Well,…
The general election is less than 7 weeks away and we have an unexpected but brilliant chance to discuss what would make Britain a more egalitarian, open and prosperous place for its young folk.…
Iona Bain With the new tax year fast approaching, you only have a couple of weeks left before your generous Isa allowance for this year - £15,240 - will be…
Iona Bain Why are so many young people I know making the leap into self-employment? It may seem totally counter-intuitive; in a brave new world of Brexiteers and BLEEP-grabbing presidents, surely the…
Iona Bain The Brexit vote may be causing interest rates on loans to fall through the floor, but, sadly, for students and graduates there is one exception. Rates on…
This is one of the most popular guides on the Young Money blog and with good reason. It explains the pitfalls of transitioning from a student account to a graduate…
DEGREES OF DEBT Graduates in England face the highest debts in the English-speaking world, above the US, Canada, Australia and New Zealand, research by the Sutton Trust has found. Those…
Iona Bain If you are yet to turn 40 you have the golden opportunity of free cash for decades -- but only if you can rise to the savings challenge.…
Iona Bain THE PACKHORSE GENERATION This afternoon the House of Commons voted on a Labour motion calling on the government to reverse its decision to end maintenance grants for students.…
Iona Bain Campaigners for fair student finance have reacted furiously to George Osborne’s Spending Review, saying the freeze on the current loan repayment threshold is a “breach of trust”. The move, which…
Two reports just published shed new light on young people’s money. Generation-Z kids (aged 15 or less) have an estimated £50.3bn in UK saving accounts. And although 40per cent say…
Iona Bain Going up to uni this Autumn? You may be - understandably - worried about the price tag for your degree. Or perhaps you've recently graduated and want to know how…
Disclaimer: This is what we like to (politely) call a "heritage" blog. That means we haven't updated the information here since publication (although we have tidied up the format). A…
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