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Would scrapping stamp duty for downsizers open up homes for the young?
Iona Bain Older homeowners looking to downsize should not have to pay the Scottish Government’s land and buildings transaction tax (LBTT) on their purchase in a


Don’t believe the Blue Monday propaganda
Iona Bain Plunged into a pit of doom and despair, just because it happens to be just another Monday in January? Don’t be. I know it’s grey,


My Christmas (young money) message
Iona Bain It’s been a breakthrough year on the blog. We won an award in November for Money Blogger of the Year at the Santander


Welcome to ‘new economics’; here’s how to deal with it
A leading fund manager has warned that a new economic world order means beginner investors should “manage their expectations” Iona Bain The first time “money issues” got interesting in


Our trains are driving young British fortunes – for better or worse
More young Brits than ever are spending their lives on trains due to the housing crisis & poor services could be the last straw for alienated millennials


Your handy borrowing jargon-buster (you’re welcome)
Iona Bain Debt is a nasty fact of life, like taxes and death. Most of us can’t expect to buy a home or higher education without it and it’s


Going it alone? How to make it work
Iona Bain Why are so many young people I know making the leap into self-employment? It may seem totally counter-intuitive; in a brave new world of Brexiteers


Forget zero hours: maxi hours is the new employment scandal
Iona Bain The life of a freelancer can be a good one – freedom, flexibility and the power to pursue varied opportunities are just three advantages


How walking can save you, in more ways than one
Picture: Isle of Sheppey Nature Reserve Iona Bain Deja vu. My gym membership cost just went up AGAIN. Seriously?! I remembered writing about how Virgin Active


How competitive thrifting saved me £719.76 in one go
Iona Bain As a freelance journalist, I’m very used to scanning the “Money In” margin of my online bank statement. But I have to admit


UPDATED 2016: Freshers, your last minute guide to the best student accounts
Have you left picking your student account to the last minute? Panic not: here is my definitive guide to getting the best deal. Banks have been


Magic wands wanted for Generation Rent
By News Team The Bank of England should ensure that average house prices rise no more than average incomes. That was the proposed magic wand


Europe – in or out? The debate at Parliament today
Iona Bain Young people have an unprecedented chance to have their say on our relationship with Europe on 23 June. So what’s it going to be –


Young Money is FIVE years old! Why this is just the beginning
Iona Bain I am delighted to say that this month marks the five year anniversary of the Young Money Blog! It was in May 2011


Ladies – don’t let companies bring you to heel
There are two things that men will never understand about women. One is the agony of childbirth – although I’m prepared to accept that a


Economic situation “improving” for young people – ONS
Iona Bain The number of young people finding it difficult to get by has dramatically dropped since the recession from 15 per cent in 2009


Why you should register to vote – and the reason isn’t what you think
Iona Bain If you haven’t already got onto the electoral roll, take your chance – and not just so you can have your say. Sure,


News Round-Up – Tax, tomato ketchup, and satin bras
Google giggle Google has used the tax haven of Bermuda to shelter £30billion of profits including £3bn from the UK, the company has admitted. Bermuda


Y Money Y gets the scoop on what the TalkTalk fraudsters are up to
Stop press – we played a sizeable part in leading the media coverage of TalkTalk’s cyber attack last week, and got another fine scoop in Saturday’s Daily Telegraph


Does Tinder have a responsibility to educate young people about STIs?
Iona Bain Tinder has become the most popular hook-up app in the world, attracting more than a million users in the UK alone. But does it


Bank loans for investments gone wrong? Sounds familiar…
Bank of Scotland loaned a couple almost £195,000 to invest in risky traded endowment policies aimed at paying off their interest-only mortgage, Money Mail reports


Rents in Scotland have been rising faster than in LONDON, data reveals
Iona Bain Scotland and South West saw rents rise faster than in London in the run-up to the summer, data has shown. The surprising statistics


You don’t need to be a supermodel to appear in adverts for money…
Thousands of Brits are boosting their finances by moonlighting as extras or models. You can earn hundreds of pounds by appearing in a TV show,


The ABCs of DIY investing
Disclaimer: This is what we like to (politely) call a “heritage” blog. That means we haven’t updated the information here since publication (although we have


Young Money Panel Event – book now!
THIS WEDNESDAY – BOOK NOW! The big Young Money debate – your invitation What are the financial issues affecting today’s young people and how do