
Technology


It’s the new investing superstar. Should you buy into Scottish Mortgage?
If in January 2020 someone had told you that Amazon shares were about to jump by 75%, and video conferencer Zoom’s value would rise by


Could your Bitcoin become worthless? Iona comments
Yesterday, the UK financial regulator issued a stark warning about the risky nature of investing in crypto currencies like Bitcoin. The Financial Conduct Authority said


The 4 best financial apps of 2020 revealed!
Financial technology has become a very crowded field in recent years, and it can be hard to know which apps are genuinely innovative and helpful.


Here are 6 apps to upgrade your post-lockdown finances
Life has turned very strange – and for many of us, very tough too. If there was ever a time that we needed real help


Top money hacks for global millennials during COVID-19 #spon
First there was Brexit, now we have coronavirus…boy it’s been a bumpy road if you’re a global millennial, used to travelling and working wherever you


Wirecard and the damage done to British fintech
Thousands of people who rely on pre-paid cards got the news they had been desperately waiting for this week. Their cards were unblocked by the


Half of young Brits ‘borrowing to survive’
Around half of all 18 – 34 year olds in the UK have got into more debt during COVID-19 just to pay for household basics,


Why I’m switching away from HSBC
Late last year, I wrote about why it was good to have “FOBO” – that’s the fear of better options – when it comes to


The Young Money guide to staying sane at work!
Some of us may feel lucky just to get the gig – but that doesn’t make having a full-time job any easier. Whether you work


Catching winter sun? Here’s how to protect your money
When it comes to travelling, how well are you protecting your money? A friend’s experience on a recent working trip to Spain reminded me just


Got FOBO? Channel it by switching your current account
Have you got FOBO? That’s Fear of a Better Option. Fickle millennials are now cancelling social plans when something better comes up, according to the


TSB doesn’t deserve our custom – comment
TSB customers were left waiting for wages, student loans and other crucial income after yet another IT meltdown at the bank last week. It came


Bank to rights: Why my take-down of the Revolut Valentines ad went viral
Crass, cringe, uncool and creepy. Those were the overriding thoughts I had when I saw THAT advert for Revolut on the London Underground last week.


Crypto in crisis: Can Bitcoin really pay for babies’ college funds?
You know that smug friend who bought a load of Bitcoin in 2017 and crowed about how rich they were gonna be? Bet they’ve gone


The Millennial Disruption: what it means for fusty old finance
Iona Bain Recently, I had the pleasure of attending the premiere of a new documentary: The Millennial Disruption at the Curzon in Soho. Another jam-packed


Black Box Thinking in financial education: do money lessons really work?
What works in financial education – anything? Or just some of it? How can we best help young people struggling with debt? Do we talk


Dispatch from the Fintech frontline – what’s next?
Young Money Team Banking may not change as much as we expect by 2020, but will change a lot more than we imagine by 2030.


The Great Pensions Black Hole – & why YOUR cash may end up there
So how do you lose £2000 without knowing it? 🤯 That’s the average value of ‘lost’ Child Trust Funds worth a total £1.5bn, which parents don’t


TSB farce has wrecked my account switching dream
Reader, contrary to what my hair colour suggests, I am not a 24 hour ball of fury. I am what you might call “pretty chill”.


We need a youthquake in financial services – here’s why
Iona Bain As founder of the Young Money Blog, I can honestly say that I feel very proud to work in the financial field. Most


I DID #deletefacebook (and took a Twitterbattical). Here’s why
Iona Bain This week, Facebook got its own “Times Up” moment. Amid accusations that the social media giant had allowed the data of 150 million


Harari: Facebook is “new government” of western world
Tech giants like Facebook are becoming the new global centres of power with the current political elite barely aware of the dangers posed by private


What’s next for today’s young? Yuval Harari has some ideas
He is not just one of the most widely-read authors of our time – Yuval Harari is a modern intellectual powerhouse, turning generation Y onto


Gen Y turned off by “uninspired & out-dated” pensions
Young workers are at risk of jeopardising their financial futures due to uninspired and out-of-touch messages from the pensions industry, according to new research published today.


QUICKIE GUIDE: your investing 101
So…what the hell is investing anyways?! As part of our “quickie” series, we aim to give you big ideas in a quick read time. Let’s


The real, youth-driven answer to Britain’s retail decline
As restaurants close & local shops get taxed out of business, we need a shot in the arm for young enterprise to stop Amazon &


Should YOU join the Bit-teratti? The ins ‘n’ outs of Bitcoin
Iona Bain Bitcoin. To quote Ron Burgundy from Anchorman…”well, that escalated quickly.” The crypto currency was created just eight years ago by an anonymous inventor, but its


THE ABCs of investing – finding out what’s what
Iona Bain So if you’re thinking about starting to invest for the first time, one question will come rushing to the forefront of your mind.


The seven deadly sins of money & how to keep them in check
Iona Bain We’re not necessarily the righteous or censorious kind here on the Young Money Blog. But as we approach Halloween, we thought “hey, why don’t


What today’s 18 year olds need to know about tomoz
Iona Bain Abraham Lincoln once said: “The best way to predict your future is to create it.” So while today’s freshers may be (understandably) focused