
Savings


Saving is BACK – but what does the future hold?
Over the past couple of days, I’ve been talking a LOT about saving. Later I’ll be back doing one of my fave things in the


The 4 best financial apps of 2020 revealed!
Financial technology has become a very crowded field in recent years, and it can be hard to know which apps are genuinely innovative and helpful.


Cash Chats episode 3: working rights, pensions, credit scores & investing
The latest episode in Young Scot’s Cash Chats series has landed! It was broadcast live this week on Facebook but in case you missed it,


Is this how the government treats savers?
Savers have never been treated more contemptuously than last week, when NS&I refused to explain or even apologise to customers over drastic cuts to their


What should I do with my Child Trust Fund?
Dear Iona, My mum and dad opened a Child Trust Fund for me in 2002. I turned 18 last week and I have about £15,000


Top money wisdom from me and two experts #cashchats
If you enjoyed yesterday’s video on budgeting, check out this slightly longer webinar if you want some more in-depth hacks on how to budget like


How banks can help the COVID-19 generation
Lenin once said: “There are whole decades where nothing happens; and there are weeks where decades happen.” In recent months, we have watched the most


What is the new normal for young people?
It was a pleasure to take part in a recent debate with future guru Patrick Dixon and ‘Queen of Shops’ Mary Portas, hosted by JLA.


Covid-19 news round-up: inflation, unemployment, students and mental health
Inflation – that’s the rate of price rises in the economy – tumbled to 0.8% in April, its lowest level in three years, thanks to


SUCCESS! Lifetime Isa penalty CUT after Young Money pressure
Young Money Blog has played a key role in supporting young savers during coronavirus after it succeeded, along with key industry figures, in persuading the


COVID-19 shows why plans matter (Me for Debatemate)
Coronavirus may seem like the blackest swan we have ever encountered – but it wasn’t entirely unexpected. And history suggests we were overdue a major


Iona explains the Lifetime Isa for the FT
I was back in the Financial Times over the weekend discussing the Lifetime Isa and why it’s a serious ace up millennials’ sleeves – but


Iona talks saving for Vogue!
I was delighted to make my debut on Vogue.co.uk last week. It’s really encouraging that major fashion titles are now taking the subject of money


Young Money World: How to beat inertia (part 2)
The latest Young Money World video has landed! In this two-part series, we’re looking at the power of inertia, how it stops us feeling in


Young Money’s top reads + deals of the week
MY READS OF THE WEEK Now that we’re *actually* leaving the EU, young travellers might be relieved to know that nothing really changes until the


ROS ALTMANN: Why the Bank of England should NOT cut rates
A decision to cut the base rate tomorrow would only harm younger people, explains Ros Altmann in her debut for the Young Money Blog Apparently


SIMON BAIN: Has saving become elitist?
Savers have had the rough end of it since the financial crash in 2008. But have things got even worse in the past year? Simon


Is the 52 week saving challenge for you?
Just how far can young people push themselves when it comes to saving this year? And what can YOU do to maintain your saving motivation?


Saving more in 2020: my tips for the Guardian
MAIN ILLUSTRATION: MARTINA GENTILE Last week, I was quoted in the Guardian’s starter guide to saving money as part of their series on “how to


Here’s what Boris Johnson MUST do to win over Young Britain
However you feel about Thursday’s result and Boris Johnson’s electoral victory, we must accept the age of Bojo and understand how it might shape our


What kind of spender are you? Take my Spenders’ Confessional!
New research from the Post Office and CEBR has found that British adults “unconsciously spend” more than £900 of their potential savings pot every year.


Borrowers will be feeling ‘Blue Monday’ more than most. Here’s why
Today is meant to to be the bleakest day of the year so far – and it’s only the 21st! Could it be due to


Will Help to Save and sidecar schemes keep young Britain solvent?
Young Britain has a savings problem. More than half of people in their twenties have no pot to draw on in an emergency, according to


Help to Buy – Buyer Beware! Avoiding equity loans for white elephants
Are first-time buyers really getting a leg-up from the government with Help to Buy loans? The Young Money Blog team digs deeper… Many young people are