

How can I use a credit card responsibly?
Dear Iona, I graduated last year and was lucky enough to get a placement at a law firm. I am earning and saving into a
Iona Bain is an award-winning writer, author, speaker and broadcaster who specialises in personal finance. She came to prominence as the founder of Young Money Blog, the first blog in the UK devoted to young people’s finances.
Young Money was founded in 2011 and went onto become one of the most pioneering and influential personal finance blogs in the UK. Iona retired from active blogging in 2021 to concentrate on other exciting projects but you can find out more about what Young Money has achieved below, and the wealth of knowledge Iona built up around young people’s finances over 10 years.
Dear Iona, I graduated last year and was lucky enough to get a placement at a law firm. I am earning and saving into a
Dear Iona, Unfortunately, after the ASOS acquisition of Topshop/Topman, I was made redundant from my job, and now I’m facing the terrifying competition of finding
Dear Iona, I’m a bit confused about the differences and potential benefits between a Help to Buy ISA and a LISA. I opened a HTB
Dear Iona, I can’t stop buying things online! I find myself snapping up little things I’ve seen on social media, or opening shopping apps and
Young Money is on the FT Money Clinic podcast this week, sharing practical tips on how to save and invest into Isas, the most popular
Dear Iona, I discovered Klarna last year when a friend mentioned to me that you could use it to buy items and then pay for
Dear Iona, I am self employed and looking to set up a green pension. From the research I have done it appears most advice suggests
Online shopping – it’s a blessing and a curse RN. We have to do it, but how can we keep it under control? I was
Iona was on the Which? Money podcast this week, solving listeners’ pension pot problems. She looks at the most common pension questions and dilemmas facing
The latest episode in Young Scot’s Cash Chats series has landed! It was broadcast live this week on Facebook but in case you missed it,
Dear Iona, My mum and dad opened a Child Trust Fund for me in 2002. I turned 18 last week and I have about £15,000
Illustration by Robyn Packham Student finance: everything you need to know about managing your money I was very pleased to act as the Guardian’s student
Iona is proud to be Radio 1’s Money Hacker in residence and she returned to the programme this week to take listeners’ questions on the
Dear Iona, I have been working for a government department as a self-employed contractor for the past two years. It moved all new & extended
Dear Iona, I purchased a Young Persons Railcard a week before lockdown and haven’t used it, since the Government’s advice has been not to make
We were live answering your questions about how the coronavirus pandemic could affect your job, and your money. BBC… Posted by BBC News on Tuesday, 2
Dear Iona, I’m a recent graduate and I’d moved to London for my first job in October and started renting a room in a house
I gave Radio 1’s listeners the lowdown on lockdown and what it means for their finances. Here’s what we covered: the deal with benefits, the
Iona Bain and Dan Whitworth from BBC Radio 4’s Money Box answer viewers’ questions on big financial issues posed by the ongoing lockdown crisis. Topics
Dear Iona, I am supposed to be getting married in late July. It’s looking more and more unlikely that the wedding will take place. Our
Dear Iona, My boyfriend and I have flights and a three night trip booked for Spain in July. We booked with a budget airline and
Dear Iona, I am supposed to be going to a music festival later in the year that hasn’t been cancelled yet. WTF? I could really
Dear Iona, I’m hearing a lot about how the banks and credit card firms are supposed to be helping us if we are having problems
Dear Iona, It’s going to be a squeeze to pay my mortgage this month but should I take advantage of a payment ‘holiday’ if I
Dear Iona, I am a self-employed musician. My income has dropped drastically as a result of the restrictions imposed by COVID-19. I am able to
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