Iona on Radio 5 Live
Iona was on Radio 5 Live this morning talking about interest rates. “If you have managed to overcome that initial barrier of getting a deposit
September 19, 2017
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Housing
What is young today? The REAL guide to “millennials”
Iona Bain As you may or not be aware, the Young Money Blog is a respectable but rosy-cheeked 6 and a half years old. That
September 18, 2017
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Pensions, as we know them, are ending. Here’s why
Iona Bain What puts our generation off saving for the future? One (very over-used) word: uncertainty. None of us knows what the future holds. But so-called
September 15, 2017
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This is a HUGE hidden trap of Airbnb
Iona Bain SO-CALLED micro-entrepreneurs risk sleep-walking into an insurance disaster if they have capitalised on Edinburgh‘s festival season to rent out properties and spare rooms through
August 23, 2017
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Our guide to the best magic money trees for first-time buyers
UPDATED: 2018 There ain’t no magic money tree, say the Conservatives. But that hasn’t stopped them splashing the cash on first-time buyers initiatives in recent times. Bountiful
July 5, 2017
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Grenfell: media hypocrisy & the truth about London housing
Iona Bain Following the Grenfell Tower tragedy, there will be much said about the plight of people in poor housing over the coming weeks and
June 16, 2017
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The Airbnb side hustle is under threat. Find out why
Iona Bain Nowadays you don’t have to be a swanky hotelier to profit from Scotland’s tourist trade. Thousands are going online to let out their spare
June 8, 2017
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Number’s up for our fear of figures
Iona Bain Picture the scene. I am in a restaurant, having enjoyed a lovely meal with friends, when the waiter arrives with the bill. Panic
May 31, 2017
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Intra-generational fairness is THE new buzzword – but why?
Iona Bain I’ve been writing about inter-generational fairness on the blog for absolutely ages (well, 5 – 6 years, but that’s long enough in my book!)
May 22, 2017
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Has “Generation Rent” given up the home-owning dream?
We can’t get a mortgage and we’re doomed to renting forever. But is that really true? Or are young people more able to get an
May 19, 2017
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Property P2P – the consolation prize for Generation Rent?
Iona Bain Recent statistics from L&G showed a continuing and worrying reliance on the Bank of Mum and Dad to fund property purchases among millennials
May 15, 2017
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Your financial fitness plan for your first home (part 2)
Yesterday, I talked about how my Financial Fitness Plan was going to get you on the road to slimmer spending, bigger savings and nailing that
May 9, 2017
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Save for your 1st home; your financial fitness plan (part 1)
People are going mad for the Body Coach Joe Wicks, so I decided to get in on the act – except my plan will beef up your savings, not your
May 8, 2017
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Challenger banks need to get back to basics
Last week saw a whirlwind of publicity stunts and eye-catching announcements from challenger banks. But the Young Money Blog worries that some of the new players may be copying the poor customer service and annoying
May 4, 2017
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How Right to Buy has caused intergenerational unfairness
Iona Bain Today, I commented on an exclusive BBC news story, showing how councils are spending millions clawing back Right to Buy homes (often paying
May 3, 2017
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Rent vs B’N’B of Mum & Dad – we “do the math”
It is one of the biggest economic and social shifts of our time; millennials locked out of our pricey housing market are forced to either rent or live
April 27, 2017
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George Osborne – was he a friend or foe to the young?
[Illustration by Dave Wright] George Osborne is back in the limelight as he takes (yet another) powerful job. I analyse his economy legacy for the
March 17, 2017
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How to avoid “Failure to Launch” syndrome
Iona Bain Parents are handing over thousands of pounds to help their offspring fly the family nest – a process that is neither easy nor
March 14, 2017
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Will this be a Budget of intergenerational fairness?
Iona Bain You may have seen me chatting on BBC Breakfast this morning about Budget 2017, specifically about my hopes and expectations for it – both of
March 6, 2017
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Household debt is BLOWIN’ UP – how to avoid getting burnt
In our latest Debt Tamers blog, we look at the ticking time-bomb of household debt, following worrying new stats and a warning from Nationwide. Here is how vulnerable young people
February 24, 2017
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Doubts about the Lifetime Isa intensify 2 months before launch
It’s launching 2 months today but the Lifetime Isa is being spurned by large swathes of the financial sector – and possibly many of the
February 6, 2017
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Will the Housing White Paper be a betrayal of young buyers?
Iona Bain Last week on the blog, we touched on the government’s unconfirmed plans to waive stamp duty for homeowners as part of its Housing White Paper,
January 31, 2017
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Would scrapping stamp duty for downsizers open up homes for the young?
Iona Bain Older homeowners looking to downsize should not have to pay the Scottish Government’s land and buildings transaction tax (LBTT) on their purchase in a
January 27, 2017
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The six point financial rescue plan for supermums
Iona Bain They will be the quiet heroes, or rather heroines, of the post-Brexit economy. Welcome to the world of supermums, the hard-working women who
January 10, 2017
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Why our housing crisis is NOT just down to immigration
Our housing crisis is NOT just down to immigration. It’s a complex web of human failings, political misjudgement and vested interests Iona Bain Post Brexit, our Great
January 3, 2017
1 Comment
Housing and the under-25s – Iona on BBC Breakfast today
Iona was on BBC Breakfast this morning talking about a new Local Government Association report which says only 25 per cent of under-25s now own
December 21, 2016
1 Comment
Investigation: the cosy arrangement that harms first-time buyers
The regulator will now investigate claims that estate agents harm our home-buying prospects when they refer us to in-house brokers in exchange for commission. We
December 19, 2016
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Our trains are driving young British fortunes – for better or worse
More young Brits than ever are spending their lives on trains due to the housing crisis & poor services could be the last straw for alienated millennials
December 12, 2016
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Autumn Statement: how it COULD have helped first-time buyers
Iona Bain Let’s not beat around the bush – Britain has a full-blown housing emergency and it’s affecting everything you can imagine, from marriage and
November 23, 2016
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Donald Trump – what next for your money?
All bets are off. Donald Trump is a black swan, an outlier of such a gigantic proportions that making predictions now has never seemed so
November 11, 2016
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