

Mortgages – there’s good news and bad news
Right now we’re seeing a so-called mortgage price war – well, more like a playground tussle. Because while lenders are cutting rates at long last,
Iona Bain is an award-winning writer, author, speaker and broadcaster who specialises in personal finance. She came to prominence as the founder of Young Money Blog, the first blog in the UK devoted to young people’s finances.
Young Money was founded in 2011 and went onto become one of the most pioneering and influential personal finance blogs in the UK. Iona now blogs as as Young(ish) Money in-between her broadcast, journalism and speaking work. Find out more about what Young Money has achieved below, and the wealth of knowledge Iona built up around young people’s finances over 10 years.
Right now we’re seeing a so-called mortgage price war – well, more like a playground tussle. Because while lenders are cutting rates at long last,
Getting the keys to your first home: for much of the mid-late 20th century in the UK, this was a standard and affordable rite of
Watch Iona & Simon give their reaction to this year’s Budget, where they discuss the furlough extension, ‘stealth taxes’, the state of the housing market
It’s Budget week! So, by popular demand, the Own It! podcast is bringing you a Budget special to explain what the Chancellor’s big day means
Dear Iona, I’m a bit confused about the differences and potential benefits between a Help to Buy ISA and a LISA. I opened a HTB
Financial technology has become a very crowded field in recent years, and it can be hard to know which apps are genuinely innovative and helpful.
Iona is proud to be Radio 1’s Money Hacker in residence and she returned to the programme this week to take listeners’ questions on the
Lenin once said: “There are whole decades where nothing happens; and there are weeks where decades happen.” In recent months, we have watched the most
Dear Iona, I’m a recent graduate and I’d moved to London for my first job in October and started renting a room in a house
One thing’s for sure. If housing was a huge political issue before the coronavirus struck, it will be an even bigger one when this crisis
Dear Iona, It’s going to be a squeeze to pay my mortgage this month but should I take advantage of a payment ‘holiday’ if I
The government is tinkering with the housing market. Again! Desperate to come up with initiatives to help new buyers in more expensive areas, it plans
⭐⭐⭐⭐⭐ LIAM HALLIGAN Home Truths is a must-read for all young people who are alienated from our housing system and baffled as to why they
The 2019 election campaign has officially begun – and the National Audit Office couldn’t have picked a better (or worse!) time to publish statistics which
November is here – and we’re preparing to say bye-bye to Help to Buy! Well, not entirely. The Help to Buy policy consists of two
Buying your first home should be one of the best moments of your life. Getting those keys in your hand, opening the front door, imagining
I never thought I’d ask this question with the possibility of a positive answer. But…is the UK housing situation actually getting better for young people?
Tired of reading and hearing about how young people can’t buy a home? The average private tenant spends more than 30% of their income on
Help to Buy Isas are on the way out. After November the only option for wised-up home-savers wanting to get their hands on up to
Do yourself a mahoosive favour in 2019. As the brilliant Alex Holder rightly points out in her latest think piece for Grazia, this year will
Households struggling to keep out of debt could be offered a lifeline if a bold new scheme is adopted by councils and housing associations. ‘Rent-flex’
Are first-time buyers really getting a leg-up from the government with Help to Buy loans? The Young Money Blog team digs deeper… Many young people are
Iona Bain Young people’s financial morale, right now, is fragile. And understandably so. Some of the factors contributing to this are undeniably real. “Millennials” are,
It’s official. We are not Generation Avocado. The long-awaited report from the Intergenerational Commission has concluded, after two years and over 200 pages, that millennials
The Resolution Foundation, headed by Lord Willetts, has suggested a £10,000 windfall for every young person reaching 25 in the UK, funded by a levy
Housing unpacked According to the bods at the Institute for Fiscal Studies, the biggest decline in home ownership has been among middle earning young Brits.
Iona was on BBC News today challenging the government’s plans to enrol workers as young as 18 into pensions. Ministers plan to reduce the minimum
IONA BAIN Cash-strapped households are being urged to take a punt on a legal action against banks, as claims firms hunt for a new complaints
Iona was a special guest on Moneybox Live, the BBC Radio 4 Budget analysis show this afternoon. Presenter Paul Lewis said Iona had written earlier
Iona Bain This week, Phillip Hammond has a golden opportunity to make public finances fairer for the younger generations and to take bold, progressive steps
Established in 2011, the Young Money Blog was the first British blog to help young people get to grips with personal finance.
Today, it’s Young(ish) Money, a place for anyone who’s young at heart but wants grown-up conversations about personal finance. It’s also the personal website of Iona Bain. You can find out more about her here.
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