Mortgages – there’s good news and bad news
Right now we’re seeing a so-called mortgage price war – well, more like a playground tussle. Because while lenders are cutting rates at long last,
October 6, 2023
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Housing
The secrets to saving more towards your first home
Getting the keys to your first home: for much of the mid-late 20th century in the UK, this was a standard and affordable rite of
March 9, 2021
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Watch Iona & Simon discuss the Budget
Watch Iona & Simon give their reaction to this year’s Budget, where they discuss the furlough extension, ‘stealth taxes’, the state of the housing market
March 8, 2021
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Episode 4 of Own It – BUDGET SPECIAL!
It’s Budget week! So, by popular demand, the Own It! podcast is bringing you a Budget special to explain what the Chancellor’s big day means
March 5, 2021
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Should I switch my first home fund to the Lifetime ISA?
Dear Iona, I’m a bit confused about the differences and potential benefits between a Help to Buy ISA and a LISA. I opened a HTB
March 2, 2021
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The 4 best financial apps of 2020 revealed!
Financial technology has become a very crowded field in recent years, and it can be hard to know which apps are genuinely innovative and helpful.
October 19, 2020
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Radio 1’s Money Hacker Iona answers YOUR questions!
Iona is proud to be Radio 1’s Money Hacker in residence and she returned to the programme this week to take listeners’ questions on the
August 26, 2020
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How banks can help the COVID-19 generation
Lenin once said: “There are whole decades where nothing happens; and there are weeks where decades happen.” In recent months, we have watched the most
June 18, 2020
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I moved out for lockdown. Can I get my rent reduced?
Dear Iona, I’m a recent graduate and I’d moved to London for my first job in October and started renting a room in a house
June 1, 2020
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Home Truths: how will housing change after COVID-19?
One thing’s for sure. If housing was a huge political issue before the coronavirus struck, it will be an even bigger one when this crisis
May 19, 2020
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I recently bought my first home. What do I do?
Dear Iona, It’s going to be a squeeze to pay my mortgage this month but should I take advantage of a payment ‘holiday’ if I
April 8, 2020
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First homes: how will it work?
The government is tinkering with the housing market. Again! Desperate to come up with initiatives to help new buyers in more expensive areas, it plans
February 18, 2020
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Home Truths Review – by Simon Bain
⭐⭐⭐⭐⭐ LIAM HALLIGAN Home Truths is a must-read for all young people who are alienated from our housing system and baffled as to why they
December 10, 2019
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Why starter homes became a non-starter
The 2019 election campaign has officially begun – and the National Audit Office couldn’t have picked a better (or worse!) time to publish statistics which
November 8, 2019
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Open your Help to Buy Isa now. Here’s why
November is here – and we’re preparing to say bye-bye to Help to Buy! Well, not entirely. The Help to Buy policy consists of two
November 6, 2019
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Why home decor porn isn’t helping millennials
Buying your first home should be one of the best moments of your life. Getting those keys in your hand, opening the front door, imagining
October 23, 2019
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Have things improved for renters AND first-time buyers?
I never thought I’d ask this question with the possibility of a positive answer. But…is the UK housing situation actually getting better for young people?
October 16, 2019
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Are things getting better or worse for renters? My in-depth Q’n’A
Tired of reading and hearing about how young people can’t buy a home? The average private tenant spends more than 30% of their income on
May 14, 2019
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The end of the Help to Buy Isa – my comment for BBC News
Help to Buy Isas are on the way out. After November the only option for wised-up home-savers wanting to get their hands on up to
January 3, 2019
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NY Resolutions you’ll actually *want* to keep
Do yourself a mahoosive favour in 2019. As the brilliant Alex Holder rightly points out in her latest think piece for Grazia, this year will
January 1, 2019
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EXCLUSIVE: Could you “flex your rent” to avoid crushing debt?
Households struggling to keep out of debt could be offered a lifeline if a bold new scheme is adopted by councils and housing associations. ‘Rent-flex’
October 31, 2018
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Help to Buy – Buyer Beware! Avoiding equity loans for white elephants
Are first-time buyers really getting a leg-up from the government with Help to Buy loans? The Young Money Blog team digs deeper… Many young people are
August 29, 2018
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The end for Bank of Mum of Dad or a cynical ploy to generate headlines?
Iona Bain Young people’s financial morale, right now, is fragile. And understandably so. Some of the factors contributing to this are undeniably real. “Millennials” are,
May 29, 2018
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Intergen Finance: the Resolution Report fully unpacked
It’s official. We are not Generation Avocado. The long-awaited report from the Intergenerational Commission has concluded, after two years and over 200 pages, that millennials
May 11, 2018
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Throwing £10k at us won’t solve our problems – Young Money Comment
The Resolution Foundation, headed by Lord Willetts, has suggested a £10,000 windfall for every young person reaching 25 in the UK, funded by a levy
May 8, 2018
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Gimme Shelter – getting on the housing ladder
Housing unpacked According to the bods at the Institute for Fiscal Studies, the biggest decline in home ownership has been among middle earning young Brits.
February 16, 2018
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Good for pension companies – right for young people?
Iona was on BBC News today challenging the government’s plans to enrol workers as young as 18 into pensions. Ministers plan to reduce the minimum
December 17, 2017
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Mortgage claims may not be another PPI bonanza
IONA BAIN Cash-strapped households are being urged to take a punt on a legal action against banks, as claims firms hunt for a new complaints
December 13, 2017
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Iona on BBC Radio 4 Moneybox Live – The Budget
Iona was a special guest on Moneybox Live, the BBC Radio 4 Budget analysis show this afternoon. Presenter Paul Lewis said Iona had written earlier
November 22, 2017
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Millennial-friendly Budget is long overdue
Iona Bain This week, Phillip Hammond has a golden opportunity to make public finances fairer for the younger generations and to take bold, progressive steps
November 20, 2017
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