

I’m employed by an umbrella company. What next?
Dear Iona, I have been working for a government department as a self-employed contractor for the past two years. It moved all new & extended
Iona Bain is an award-winning writer, author, speaker and broadcaster who specialises in personal finance. She came to prominence as the founder of Young Money Blog, the first blog in the UK devoted to young people’s finances.
Young Money was founded in 2011 and went onto become one of the most pioneering and influential personal finance blogs in the UK. Iona retired from active blogging in 2021 to concentrate on other exciting projects but you can find out more about what Young Money has achieved below, and the wealth of knowledge Iona built up around young people’s finances over 10 years.
Dear Iona, I have been working for a government department as a self-employed contractor for the past two years. It moved all new & extended
The Self-employed Income Support Scheme (SEISS) is now up and running to tide over young freelancers during lockdown – much earlier than expected. Iona digs
I was on Worklife, the BBC’s flagship business programme, at the beginning of the week as the coronavirus was fast turning into a public health
Some of us may feel lucky just to get the gig – but that doesn’t make having a full-time job any easier. Whether you work
Recently, Young Money editor Iona Bain wrote for the Financial Times about her experience of late payments as a freelancer, and singled out a particular
In my first Millennial Money column for FT Money, I ask why freelancers struggled so much with late payments in 2019 – and whether the
Female? Freelance? Chances are that you are often being asked to work for free or cajoled into accepting pay that’s beneath you. But no more!
Tax, national insurance and pensions. For freelancers, words that can spell regular anxiety attacks. Our time is money, and it’s easy to be too busy
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