The emperor’s new fintech? Why only a minority use trendy new banks
Last week, I was surprised to see #YearinMonzo trending on Twitter. In case you’re out of the loop, this has become a a major event
January 15, 2019
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Banking
The end of the Help to Buy Isa – my comment for BBC News
Help to Buy Isas are on the way out. After November the only option for wised-up home-savers wanting to get their hands on up to
January 3, 2019
3 Comments
NY Resolutions you’ll actually *want* to keep
Do yourself a mahoosive favour in 2019. As the brilliant Alex Holder rightly points out in her latest think piece for Grazia, this year will
January 1, 2019
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The millennial bunnies from Philip Hammond’s hat in #Budget2018
Credit unions will get a Budget shot in the arm with the launch of a Premium Bond-style lottery prize to tempt young workers into these
October 29, 2018
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Dispatch from the Fintech frontline – what’s next?
Young Money Team Banking may not change as much as we expect by 2020, but will change a lot more than we imagine by 2030.
September 19, 2018
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Intergen Finance: the Resolution Report fully unpacked
It’s official. We are not Generation Avocado. The long-awaited report from the Intergenerational Commission has concluded, after two years and over 200 pages, that millennials
May 11, 2018
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TSB farce has wrecked my account switching dream
Reader, contrary to what my hair colour suggests, I am not a 24 hour ball of fury. I am what you might call “pretty chill”.
April 25, 2018
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Intriguing financial films for your next #duvetday
Iona Bain If you heard me at the beginning of the year on BBC Radio 4’s Moneybox live show, talking about my financial education documentary from late
March 19, 2018
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QUICKIE GUIDE: The ethix of money
Can you invest in what you believe? Yea, defo. As part of our “quickie” series, we aim to give you big ideas in a quick
March 16, 2018
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CRYPTO UPDATE: Is social media turning against Bitcoin?
Iona Bain FACEBOOK has banned advertising for Bitcoin following a wave of complaints about the number of crypto-currency scams being promoted through the site. The
February 5, 2018
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The surprising – and worrying – truth about financial education
Iona Bain Happy New Year, Young Money fans! I hope you had a restorative festive period. ICYMI, I was very fortunate to present my first
January 3, 2018
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Should YOU join the Bit-teratti? The ins ‘n’ outs of Bitcoin
Iona Bain Bitcoin. To quote Ron Burgundy from Anchorman…”well, that escalated quickly.” The crypto currency was created just eight years ago by an anonymous inventor, but its
December 19, 2017
1 Comment
Mortgage claims may not be another PPI bonanza
IONA BAIN Cash-strapped households are being urged to take a punt on a legal action against banks, as claims firms hunt for a new complaints
December 13, 2017
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Millennial-friendly Budget is long overdue
Iona Bain This week, Phillip Hammond has a golden opportunity to make public finances fairer for the younger generations and to take bold, progressive steps
November 20, 2017
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Watch out – the fintech revolution is here
Iona Bain When I first set up this blog six years ago, the world was a very different place. It was the aftermath of the
September 22, 2017
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My lastminute.com student account lifesaver!
Oi freshers! Have you left picking your student account to the absolute last minute? You silly moos. What else have you had to think about
September 14, 2017
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How to stop toxic payday loans causing yet more damage
FIRST PUBLISHED: 2013 FULLY UPDATED: 2017 Britain’s financial watchdog has finally cracked down on payday loans after years of complaints, bad practice and heart-breaking stories. But
July 31, 2017
2 Comments
Should you EVER get mobile phone insurance?
FIRST PUBLISHED: 2012 FULLY UPDATED: 2017 It is possibly the most important item we own. So is it worth taking out insurance on your mobile
July 24, 2017
1 Comment
Our introductory guide to challenger banks for millennials
So you might have heard of challenger banks, but you’re not sure what they do, or even what they are. Don’t worry – we give
May 11, 2017
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Your financial fitness plan for your first home (part 2)
Yesterday, I talked about how my Financial Fitness Plan was going to get you on the road to slimmer spending, bigger savings and nailing that
May 9, 2017
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Save for your 1st home; your financial fitness plan (part 1)
People are going mad for the Body Coach Joe Wicks, so I decided to get in on the act – except my plan will beef up your savings, not your
May 8, 2017
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Man United fans face double letdown over savings gamble
You’d think football clubs were generating enough revenue from lucrative TV rights, hospitality and ticket prices. But they’ve also preying on fans’ loyalty through financial tie-ins, offering us
May 4, 2017
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Challenger banks need to get back to basics
Last week saw a whirlwind of publicity stunts and eye-catching announcements from challenger banks. But the Young Money Blog worries that some of the new players may be copying the poor customer service and annoying
May 4, 2017
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We need a post-Brexit economic hero. It won’t be Mark Carney
Iona Bain We’re all holding out for a hero, ala Bonnie Tyler. And that hero actually takes the unlikely form of our softly spoken governor of the Bank
April 18, 2017
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How millennials are driving the online investing revolution
Brewdog beer is just one of the alternative equity investments with a young buzz Iona Bain As interest rates flat-line and inflation starts to soar, a
April 17, 2017
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Listen to Iona chat about AWESOME credit unions
Anca Voinea Meeting the needs of the modern consumer while addressing ageing memberships remain two key challenges for credit unions in Britain. According to recent research
March 22, 2017
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Investigation: thousands of divorced women deprived of PPI payouts
Iona Bain Thousands of divorced women deprived of PPI payouts by NatWest and Royal Bank of Scotland will receive compensation, Money Mail can reveal. State-backed
November 1, 2016
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Should banks do more to stop us getting “phished”?
Iona Bain Scots are being alerted to highly convincing phishing emails from fraudsters posing as Apple this week as new research shows a huge rise
October 7, 2016
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UPDATED 2016: What happens to your student overdraft when you graduate?
This is one of the most popular guides on the Young Money blog and with good reason. It explains the pitfalls of transitioning from a
September 12, 2016
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UPDATED 2016: Freshers, your last minute guide to the best student accounts
Have you left picking your student account to the last minute? Panic not: here is my definitive guide to getting the best deal. Banks have been
September 11, 2016
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